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When tax debt shows up in your deal, we negotiate it.
Great to connect at NFBD26. Here's your next step, so tax debt never catches you out.
held by Australian SMEs
issued FY24–25, up 136% YoY
$100k+, 90+ days, no engagement
ATO tax debt
"Lenders don't necessarily need the debt cleared. They need ATO compliance."
Michael Moon • Director, Tax Assure
You tell us where the deal is
Rough ATO debt amount, finance stage, what the lender has said. That's enough. Free initial assessment. We come back fast.
We assess and engage
Full ATO position, options and realistic timeline. Direct with your client or through you. You stay informed throughout.
Compliance in place. Deal proceeds.
One properly negotiated payment plan brings the ATO inside the tent. Enforcement suspended. Lender can proceed.
Steve Heavey
Managing Director, Asset Based Lending
To Working With
Tax Debt 8-page broker guide
- The qualification flow, four questions, before you refer
- Warning-sign phrases and what to ask back
- The referral process and what happens next
Director Penalty Notices
DPNs create personal liability for company directors. Once non-remittable, personal assets are at risk. 84,529 issued in FY24–25, up 136% year on year.
Credit reporting
The ATO reports tax debts over $100,000 to credit agencies. Once reported, finance applications stall or fail. We can apply to have listings removed when the right conditions are met.
Garnishee notices
The ATO can direct a business's bank or debtors to pay funds directly. This strips operating cash with very little notice and very little time to respond.
Winding up proceedings
The ATO can apply to wind up a company for unpaid debt. At this stage options narrow significantly. This is where deals go to die if action isn't taken early.
The protection
A payment plan properly negotiated doesn't just resolve the debt. It protects the deal.
Once your client is in a compliant payment plan, the ATO stops enforcement action. No garnishee. No winding up. No credit listing. The ATO is inside the tent. The lender can proceed.
The $54B is also deal flow
The door most brokers won't knock on
Stay in the conversation before clients go looking
"We will need your support to bank those businesses which are bankable, and to dispel the myth that you do not finance businesses with tax debts."
Jeremy Hirschhorn, Second Commissioner, ATO, March 2026



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